InvesteQ

InvesteQ CAPITAL seeks to assist SMEs who have contracts to supply goods or services to larger businesses. In this case a InvesteQ arranges a pre-shipment credit facility that allows its client to procure goods from an overseas supplier in bulk and managed in a warehouse based on the Small & Medium Sized Enterprises transaction cycles. Other products are:
Factoring: This is an integrated financial solution which seeks to help suppliers find finance for a large percentage of their accounts receivable from the moment they deliver an order. The supplier presents an accepted and approved invoice to the financier who discounts it to an agreed maximum. The supplier's debtor (corporate buyer) then pays the financier for the full value of the supplier's invoice on the due date.
Invoice Discounting: InvesteQ CAPITAL's Invoice/ Bills discounting aims at providing credit to local sellers of goods and/or services with the seller's invoice against his customers service as collateral. The purpose is to enable the seller access working capital against his expected sales proceeds.
LPO Financing: InvesteQ aims at assisting Small & Medium Sized Enterprises in freeing up cash held by their customers, to obtain capital, through its LPO Financing. This is offered to creditworthy customers, with confirmed Local Purchase Orders. The benefit of this to businesses is that by freeing up cash, critical business expenses can be taken care.