NATIONAL BANK OF KENYA

 INUA BIASHARA (SME LOAN)



Features & BenefitsFlexible collateral requirement
Fast loan processing
Loans of up to 60,000 000/=
Access to overdraft facility
Repayment period of up to 4 years
Eligibility to premium banking business club membership
Access to training seminars sponsored by the bank

RequirementsWell conducted bank account
Brief description of the purpose for which loan is required
Cash flow statements to demonstrate ability to repay loan
Audited account for amounts min. 1,000 000/= and max. 60,000 000/=


B) MIWA LOAN

This is a loan facility for the Sugarcane farmers who are receiving their Sugarcane proceeds in their account with National Bank.

Features & Benefits
Loan amount: min. Kshs 10,000 & max. Kshs 500,000
Competitive interest rates
Appraisal fees: 2%
Repayment period: 1 – 6 months

Requirements
Account holders with cane proceeds received through bank
Copy of title & map location of the farm
Letter of undertaking from sugar company showing history of the cane farm
C) LPO FINANCING
This is a facility to assist individuals’ service their LPO’s

Features & Benefits
Financing of up to 80% of the amount specified on the LPO
Competitive interest rates
Repayment period: 3 months

Requirements
Bank customer for at least 6 months
Present LPO to be financed
Relevant business documents: PIN, certificate, trade licenses, e.t.c.

D) TEA LOAN
This is a loan facility for the Tea farmers who are receiving their tea proceeds in their account with National Bank.

Features & Benefits
Amount: Minimum Kshs. 10,000/= up to Kshs. 500,000/=
Competitive interest rates
Repayment period – periodically depending on income.

Requirements
Recent 3 months pay slip
Letter of undertaking from factories showing history of the farmer /tea farm.
Account holders with tea proceeds received through the bank.
Copy of title deed and map of location of farm.

E) SALARY ADVANCED FACILITY 

This is an advance facility for individuals whose salaries are channeled through their accounts with the Bank.

Features & Benefits
Amount: advance for up to a maximum of 50% of net salary (min. ksh 2,000 – max ksh 100,000)
Repayment period: 1 month
Competitive interest rates

Requirements
Must be an existing account holder & with a good account record
Employer shall endorse that applicant’s salary shall be channeled through the bank
Salary must have been channeled through the bank for a minimum period of 6 months

F) KENYA SEEDS FARMER'S LOAN
This is a loan facility for seed farmers who have been contracted to produce seeds on behalf of Kenya Seed Company Ltd.

For more information, visit any of our nearest outlets countrywide.


G) NBK Personal Loan


At times, you need a large amount of money to make your dreams come true. Our Personal Loan will help you satisfy your personal needs. Apply for a Personal Loan, our Application takes just minutes to complete and you'll get a response within 48 hours.
Unsecured unto Kshs1 million
Flexible Repayment Periods of up to 60 months
Fixed Repayments
Credit Protection Cover

H) Car Loan

A smarter way to get a great deal on your new car!

NBK Loans enables you to get the car of your dream in affordable and convenient installments. We understand that every car buyer's needs are different. This is the reason why we offer you Car Loan Schemes that will suit your requirements.

With An NBK Auto Loan you can acquire a loan with minimum fuss and maximum assistance.

I) HELB Loan (Education)


Although college is becoming increasingly expensive, the cost should not prohibit you from getting the education you deserve. The Bank disburses loans to the public university students on behalf of HELB. NBK can show you how to make a college education affordable. NBK offers several ways to pay for tuition fees using HELB loans. Invest in the value of higher education and your own market worth is sure to increase. If you are wondering what time will cover all your college expenses including tuition- HELB always provides an answer.